Chime: Your Financial Ally
Chime is not just a banking app; it’s your financial ally. With a focus on customer-friendly features, Chime is committed to keeping your money safe, providing overdraft protection, and offering early direct deposit without monthly fees. Trusted by millions, Chime is your go-to app for secure and convenient banking.
Key Features:
Overdraft Up to $200:
- Overdraft up to $200 fee-free* on debit card purchases and ATM withdrawals.
- No overdraft fees; Chime SpotMe is an optional, no-fee service.
No Monthly Fees:
- Zero monthly maintenance fees, minimum balance fees, or foreign transaction fees.
- Access 60k+ fee-free ATMs at popular locations.
Get Paid Early:
- Receive your paycheck up to two days early^ with direct deposit.
- No waiting around – access your money when you need it.
Credit Builder:
- Use Credit Builder¹ to increase your FICO® Score by an average of 30 points² with regular on-time payments.
- No interest, no annual fees, and no credit check to apply.
Pay Anyone with No Transfer Fees:
- Send money to friends, family, or roommates with no transfer fees.
- Fast and hassle-free transactions.
Security Features:
- Instant transaction and daily balance alerts.
- Two-factor authentication and card blocking for enhanced security.
Additional Information:
| Attribute | Details |
|---|---|
| Current Version | 5.205.1 |
| Last Updated | Jan 24, 2024 |
| Requires Android | 6.0 and up |
| Downloads | 10,000,000+ |
| Content Rating | Everyone (Learn more) |
| Permissions | View details |
| Released on | Mar 28, 2014 |
| Offered by | Chime |
